Top-of-the-line perks of the Marriott Bonvoy household of bank cards is the complimentary elite night time credit you obtain annually — starting from 15 to 25 nights, relying on which card you’ve got. And in case you maintain each a private and a enterprise bank card, you earn as much as 40 elite night time credit yearly out of your playing cards alone.
That is fairly the top begin for elite standing annually. Let’s talk about the worth you get while you maintain each a private and small-business Marriott card.
Get 80% of the way in which to Platinum standing and selection advantages
Since you possibly can stack elite night time credit, holding a private and enterprise Marriott card is worth it in case you’re eligible. Some Marriott bank cards include 15 elite nights yearly — together with the Marriott Bonvoy Boundless® Credit score Card (see charges and charges). Nonetheless, the Marriott Bonvoy Good® American Categorical® Card gives 25 elite night time credit per 12 months.
You could surprise why that is related when a number of of the Marriott playing cards and The Platinum Card® from American Categorical additionally provide Gold Elite standing (enrollment is required, phrases apply) or the power to earn increased standing based mostly on spending. The massive distinction is that this automated standing does not grant you the corresponding variety of elite nights — so you continue to want to achieve the traditional qualification thresholds if you wish to take pleasure in this system’s Alternative Advantages or hit even increased standing tiers.
Associated: The entire information to incomes Marriott elite standing with bank cards
If you happen to incessantly keep at Marriott properties, you possibly can stack these 15 to 25 elite night time credit on high of your personal journey to improve to the following elite tier quicker.
If you stack credit between a enterprise card and a private card that comes with 15 elite night time credit — just like the Marriott Bonvoy Boundless and the Marriott Bonvoy Enterprise® American Categorical® Card — you will have 30 elite night time credit at the start of every 12 months. Reaching Platinum Elite standing requires 50 nights per 12 months, that means you are already 60% of the way in which there. You would want to remain simply 20 extra nights (or earn the nights by way of bank card spending on the Boundless card) to achieve the following tier.
And as soon as you have reached Platinum Elite standing, the advantages may be extremely priceless — together with issues like lounge entry and Nightly Improve Awards.
These with the Marriott Bonvoy Good Amex obtain complimentary Platinum Elite standing annually as a perk of the cardboard. This can entitle you to advantages like room upgrades and complimentary breakfast. Nonetheless, you’ll not have the mandatory credit (50 nights) to earn the annual selection profit related to Platinum standing. This profit means that you can select from one of many following:
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That mentioned, the 25 elite night time credit you earn on the Bonvoy Good may be stacked with the 15 elite nights you will get with the Bonvoy Enterprise card, permitting you to start out annually with 40 elite night time credit. TPG senior editorial director Nick Ewen utilized this feature and had solely stayed 4 nights at Marriott properties in 2024.
That is 80% of what it’s essential to earn your first Alternative Profit choice (at 50 nights) and greater than midway to the 75 nights required for Titanium Elite standing. Reaching Titanium unlocks one other Alternative Profit together with added perks like the power to be upgraded to plain suites at Ritz-Carlton properties.
Annual award nights
However why cease at two Marriott playing cards?
There are a number of causes to have as many Marriott bank cards as you will get your palms on. That is due to the unimaginable worth you will get from the anniversary award night time certificates. Each the Bonvoy Boundless and Bonvoy Enterprise playing cards provide an anniversary reward night time price as much as 35,000 factors. Nonetheless, the premium Marriott Bonvoy Good — with its $650 annual payment (see charges and charges) — gives an annual award night time price as much as 85,000 factors per night time. Sure accommodations have resort charges.
Based mostly on TPG’s April 2025 valuations, Marriott factors are price 0.7 cents every, that means 35,000 factors are price $245.
Nonetheless, relying on the way you journey, you may have the ability to get a good increased return on these award nights. A former TPG staffer used theirs on the Sheraton Grand Hyde Park in Sydney, the place they had been upgraded to an enormous terrace suite throughout peak journey season, and at The St. Regis Beijing for a room that might have price effectively over $300 per night time.
With Marriott’s dynamic pricing, the power to make use of these awards is much less predictable than previously. Nonetheless, it is nonetheless doable to redeem these awards for greater than the price of your bank card’s annual payment, that means this one profit alone can justify protecting your Marriott bank cards 12 months after 12 months.
There are two exceptions right here. The Marriott Bonvoy Bevy™ American Categorical® Card and Marriott Bonvoy Bountiful Card don’t provide free night time awards robotically annually. On each playing cards, you would want to make $15,000 in purchases annually to obtain a free night time award price as much as 50,000 factors. Observe that sure accommodations have obligatory resort expenses.
The data for the Marriott Bonvoy Bountiful Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Spending class bonuses
Other than annual award nights and elite night time credit, having a private and enterprise Marriott card may also help you earn extra factors throughout a number of spending classes. All 4 Marriott playing cards earn 2 factors per greenback spent on on a regular basis spending and 6 factors per greenback spent at accommodations collaborating within the Marriott Bonvoy program (excluding the no-annual-fee Marriott Bonvoy Daring® Credit score Card (see charges and charges); see particulars beneath.
Associated: Which Marriott Bonvoy bank card is best for you?
Nevertheless it’s the opposite bonus classes, most of which don’t overlap, that may assist you maximize your earnings:
- Marriott Bonvoy Bevy American Categorical Card: Earn 4 factors per greenback spent on the primary $15,000 of mixed purchases at eating places worldwide and U.S. supermarkets every calendar 12 months (then 2 factors per greenback after that). The Bonvoy Bevy Amex options an annual payment of $250 (see charges and charges).
- Marriott Bonvoy Daring Credit score Card: Earn 2 factors per greenback spent at grocery shops, ride-hailing providers, choose meals supply, choose streaming, web, cable and telephone providers and 1 level per greenback spent on all different purchases.
- Marriott Bonvoy Boundless Credit score Card: Earn 3 factors per greenback spent on the primary $6,000 spent in mixed purchases annually at gasoline stations, grocery shops and eating (then 2 factors per greenback spent after that).
- Marriott Bonvoy Bountiful Card: Earn 4 factors per greenback spent on the primary $15,000 in mixed purchases on grocery shops and eating annually (then 2 factors per greenback spent after that).
- Marriott Bonvoy Good American Categorical Card: Earn 3 factors per greenback spent on eating at eating places worldwide and on flights booked instantly with airways. The Bonvoy Good Amex includes a $650 annual payment (see charges and charges).
- Marriott Bonvoy Enterprise American Categorical Card: Earn 4 factors per greenback spent on purchases at eating places worldwide, U.S. gasoline stations, wi-fi phone providers bought instantly from U.S. service suppliers and U.S. delivery purchases. The Bonvoy Enterprise Amex options an annual payment of $125 (see charges and charges).
So, in case you’re an enormous Marriott fan and need to focus your incomes technique solely on Bonvoy factors, you possibly can have a number of playing cards and luxuriate in incomes charges throughout a number of classes.
Associated: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no
Backside line
Marriott has made it a lot simpler to qualify for elite standing by permitting prospects with each private and enterprise bank cards to earn two units of elite night time credit annually. In truth, many TPG staffers kicked off 2024 with 40 elite night time credit. If you add this to the annual award night time certificates on these bank cards, it is virtually a no brainer to carry each a private and enterprise card in your pockets.
Apply right here: Marriott Bonvoy Bevy American Categorical Card
Apply right here: Marriott Bonvoy Daring Credit score Card
Apply right here: Marriott Bonvoy Boundless Credit score Card
Apply right here: Marriott Bonvoy Good American Categorical Card
Apply right here: Marriott Bonvoy Enterprise American Categorical Card
For charges and charges of the Marriott Bonvoy Good Amex, click on right here.
For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.
For charges and charges of the Marriott Bonvoy Enterprise Amex, click on right here.