Amex Platinum Cost Card Improve Provide [150K Points] – CardExpert

American Categorical India is aggressive in selling Steel card ever since 2019 as they initially despatched out the improve affords to “nearly” all current Amex Cardmembers with 125K MR factors as welcome bonus, as an alternative of the same old 100K MR factors. That’s the place it began!

After that Amex was solely sending improve affords within the vary of 100K-135K MR factors. In Nov 2024 they’ve give you a 140K MR factors supply on Amex Plat Cost Card with a hike in payment which didn’t develop into enticing.

And now in Jan 2025, they’ve despatched the perfect improve supply of the last decade: 150K Factors, as a result of anyway they hiked the payment and there aren’t many takers at decrease factors. Listed here are the main points together with the earlier greatest affords we noticed previously.

150K Improve Provide (Jan 2025)

• Becoming a member of Payment: Rs.66,000+GST = Rs.77,880
• Welcome Provide: As a part of Welcome Present, Cardmember will get 1,00,000 MR Factors inside 120 days of Cardmembership, upon spending ₹50,000 on the Fundamental Card inside the first 60 days of Cardmembership and cost of first-year payment of ₹66,000 + taxes. The extra 50,000 MR Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the supply finish date (i.e., 31 January 2025).
• Provide legitimate from 1 Jan 2025 – 31 Jan 2025 (won’t be prolonged instantly).

Notice that this may be availed provided that you’ve acquired the focused supply in your current American Categorical Credit score Card.

That’s 52Ps per Marriott Level (1:1 by way of Amex) with which the MR factors simply takes care of the becoming a member of payment, remainder of the advantages on the cardboard are free for a 12 months.

Moreover, some have additionally acquired an improve supply with an additional 10K Amazon/MMT voucher on prime of this promo, which is even higher.

Completely value it for many who can get worth out of the MR Factors by way of Marriott, as that’s extremely doable in India.

However now that the Marriott has hiked the redemption charges a bit (approx 20%) this Jan 2025, transferring to air-miles like American Airways from Marriott is a good suggestion for a greater worth.

140K Improve Provide (Nov 2024)

• Becoming a member of Payment: Rs.66,000+GST = Rs.77,880
• Welcome Provide: As a part of Welcome Present, Cardmember will get 1,00,000 Membership Rewards® Factors inside 120 days of Cardmembership, upon internet spending ₹50,000 on the Fundamental Card inside the first 60 days of Cardmembership and cost of first-year payment of ₹66,000 plus relevant taxes. The extra 40,000 Membership Rewards Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the supply finish date.
• Provide legitimate from 1 Nov 2024 – 30 Nov 2024 (prone to be prolonged).

Even-though it’s value the fee, it’s not profitable in comparison with the 135K supply with the earlier becoming a member of payment. Nevertheless, now that there isn’t any possibility left, I feel 140K is sweet and this would possibly in all probability go upto 150K someday within the close to future [prediction went right], as most have gone for the improve with the earlier supply already.

135K Improve Provide (Jan-Oct 2024)

• Becoming a member of Payment: Rs.60,000+GST = Rs.70,800
• Welcome Provide: Get 1,00,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 50,000 on the Card in first 60 days of Card membership.  Moreover, as a part of this supply, an extra 35,000 Bonus Membership Rewards^® factors might be credited to your Card Account inside 120 days from the profitable processing of Card utility and fulfilment of requisite standards. So complete 135,000 MR factors.
• Provide legitimate from 1 January 2024 – 31 January 2024 (prolonged via Oct 2024).

If I’ve to match it with the earlier supply, it appears they’ve eliminated the “renewal” profit, which anyway isn’t a giant deal as you may see under.

125K Improve Provide (Earlier greatest)

• Becoming a member of Payment: Rs.60,000+GST = Rs.70,800
• Welcome Provide: Get 1,25,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 90,000 on the Card in first 3 months of Card membership. (100K common factors + 25K factors additional)
• Renewal supply: Rs.20,000 value Taj Vouchers on first 12 months renewal.

This maynot be the perfect improve supply as few of them had been in a position to seize the steel card for 35K+GST becoming a member of payment (by swapping jet card) and lock in that low payment for all times – which is superb however that won’t return anytime quickly.

Do you have to go for it?

For first 12 months, its an excellent supply and if 50% and even 30% bonus on Marriott factors switch supply reveals up this 12 months, you’d be fortunate as you would get a tremendous worth while you redeem the factors with Marriott Motels or by additional transferring to American Airways (or) to United Mileage Plus (even after the devaluation).

If you happen to choose easier redemptions, chances are you’ll as properly go for Taj/Amazon Vouchers or others by way of Amex Gold Assortment (24K or 18K) so long as both Gold cost (or) MRCC is in the identical pool of factors as they are often linked collectively.

That apart, getting worth on common spend or by way of advantages that comes with the cardboard calls for a life-style of it’s personal. Do take a look on the detailed assessment of Amex Platinum Cost Card for extra on that.

What’s your tackle the newest Amex Plat Cost improve supply in 2025? Be at liberty to share your ideas within the feedback under,